What to Expect in the 2026 Housing Market
What to Expect in the 2026 Housing Market
The U.S. housing market may shift significantly in 2026, with the National Association of Realtors projecting a 14% rise in home sales and a 4% increase in prices. These trends suggest a more active market for sellers and growing urgency for buyers. Understanding the forces behind this forecast and preparing strategically will be key to making smart real estate decisions.
The Economic Forces Behind the 2026 Outlook
The optimism surrounding 2026 is rooted in improving national economic indicators, including stable job growth and easing inflation. As employment remains strong and consumer confidence rises, more households are expected to feel financially secure enough to enter the market. Additionally, moderating inflation could lead to more favorable mortgage conditions, drawing sidelined buyers back into action. Although rates may not return to historic lows, even modest reductions could stimulate sales and support the projected market rebound.
Shifts in Inventory and Market Activity
Inventory constraints that have shaped recent years are expected to loosen as more homeowners feel comfortable listing their properties. Early signs of increasing new listings already appear in several metropolitan areas, expanding choices for buyers and encouraging healthier competition. While inventory growth benefits both sides, it will likely remain uneven across regions. Some high-demand markets may continue to move faster, while others experience slower, more modest improvement, highlighting the importance of local market knowledge.
Strategic Considerations for Sellers in 2026
For sellers who are not rushed to move, the projected 4% rise in home prices suggests that waiting until 2026 could be financially advantageous. Yet preparation still plays a decisive role in achieving strong results. Strategic upgrades such as improved curb appeal, refreshed interiors, and energy-efficient enhancements can help homes stand out as competition increases. The expected surge in buyer activity during the spring and summer seasons also makes timing a key factor in maximizing visibility and offers.
What Buyers Should Do to Prepare
Buyers face a more time-sensitive environment, as rising prices may make delaying a purchase more costly. Preparing early by securing mortgage pre-approval, strengthening credit, and building cash reserves can significantly improve purchasing power and competitiveness. Conditions will vary widely across the country, so buyers should remain flexible in exploring different regions or neighborhoods. Acting before demand accelerates—rather than during its peak—may offer the best chance of securing a well-priced home.
Conclusion
The expected shifts in the 2026 housing market reflect improving economic conditions and renewed buyer confidence. For sellers, rising activity and values provide an encouraging environment to list strategically. For buyers, preparation is essential to avoid higher prices and stronger competition later. By understanding the key drivers behind the forecast and planning accordingly, both sides can confidently navigate the opportunities that 2026 is set to bring.
Jacqueline Lovest
EXP Realty
2603 Camino Ramon Suite 200 San Ramon, CA 94583 (Corporate Office)
Phone: (626) 394-1000, (866) 777-9274
Jacqueline moved to California from Indianapolis, IN with her one child. She now has four adult children and two grandsons and is devoted to God. She enjoys reading, roller skating and thought-provoking, sitting on the edge of your chair movies.
Jacqueline epitomizes integrity, energy, hard work and creative services in every detail of her real estate transaction. She has built a successful career in real estate as a California real estate agent selling homes throughout the Golden State, from Los Angeles, San Bernardino, and Riverside County. She has worked every aspect of the industry representing sellers, buyers, and banks. She has over 12 years of experience in sales. With her passion for real estate, she understands dedication, compassion, and honesty, to create an environment that her clients can trust and believe she will get the job done. She has a team that has the same heartfelt passion for honoring her clients. She is diligent and committed to providing each of her clients individually with exceeding exceptional service.
Her desire is to make her clients proud and secure with her services that they can invite her to their party without shame. Jacqueline and her team give their clients the information they need to make a smart decision in whatever market presents. Offering guidance and attention to detail that is valued by buyers whether a first-time, seasoned buyer or sellers.
Jacqueline epitomizes integrity, energy, hard work and creative services in every detail of her real estate transaction. She has built a successful career in real estate as a California real estate agent selling homes throughout the Golden State, from Los Angeles, San Bernardino, and Riverside County. She has worked every aspect of the industry representing sellers, buyers, and banks. She has over 12 years of experience in sales. With her passion for real estate, she understands dedication, compassion, and honesty, to create an environment that her clients can trust and believe she will get the job done. She has a team that has the same heartfelt passion for honoring her clients. She is diligent and committed to providing each of her clients individually with exceeding exceptional service.
Her desire is to make her clients proud and secure with her services that they can invite her to their party without shame. Jacqueline and her team give their clients the information they need to make a smart decision in whatever market presents. Offering guidance and attention to detail that is valued by buyers whether a first-time, seasoned buyer or sellers.
