
Real Estate Tips
14DEC

The Hidden Opportunity of December 2025
While most potential homebuyers pause their search to focus on holiday festivities, savvy market watchers are identifying a unique opportunity in late 2025. With mortgage rates recently softening and competition vanishing from the marketplace, this winter offers a rare “golden window” to secure a property before the anticipated rush of Spring 2026. Discover why motivated sellers, reduced bidding wars, and favorable economic shifts make this December the perfect strategic moment to purchase your next home.
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07DEC

Is the 50-Year Mortgage Worth It?
As housing affordability becomes increasingly challenging for average Americans, the fifty-year mortgage has emerged as a controversial topic of discussion. This extended loan structure offers significantly lower monthly payments, potentially allowing more buyers to qualify for homeownership, but it comes with the severe drawback of massive total interest costs and incredibly slow equity buildup, making it a double-edged sword for financial health.
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I know everything about Real Estate. Contact Me!
Jacqueline Lovest
EXP Realty
2603 Camino Ramon Suite 200 San Ramon, CA 94583 (Corporate Office)
Phone: (626) 394-1000, (866) 777-9274
Jacqueline moved to California from Indianapolis, IN with her one child. She now has four adult children and two grandsons and is devoted to God. She enjoys reading, roller skating and thought-provoking, sitting on the edge of your chair movies.
Jacqueline epitomizes integrity, energy, hard work and creative services in every detail of her real estate transaction. She has built a successful career in real estate as a California real estate agent selling homes throughout the Golden State, from Los Angeles, San Bernardino, and Riverside County. She has worked every aspect of the industry representing sellers, buyers, and banks. She has over 12 years of experience in sales. With her passion for real estate, she understands dedication, compassion, and honesty, to create an environment that her clients can trust and believe she will get the job done. She has a team that has the same heartfelt passion for honoring her clients. She is diligent and committed to providing each of her clients individually with exceeding exceptional service.
Her desire is to make her clients proud and secure with her services that they can invite her to their party without shame. Jacqueline and her team give their clients the information they need to make a smart decision in whatever market presents. Offering guidance and attention to detail that is valued by buyers whether a first-time, seasoned buyer or sellers.
Jacqueline epitomizes integrity, energy, hard work and creative services in every detail of her real estate transaction. She has built a successful career in real estate as a California real estate agent selling homes throughout the Golden State, from Los Angeles, San Bernardino, and Riverside County. She has worked every aspect of the industry representing sellers, buyers, and banks. She has over 12 years of experience in sales. With her passion for real estate, she understands dedication, compassion, and honesty, to create an environment that her clients can trust and believe she will get the job done. She has a team that has the same heartfelt passion for honoring her clients. She is diligent and committed to providing each of her clients individually with exceeding exceptional service.
Her desire is to make her clients proud and secure with her services that they can invite her to their party without shame. Jacqueline and her team give their clients the information they need to make a smart decision in whatever market presents. Offering guidance and attention to detail that is valued by buyers whether a first-time, seasoned buyer or sellers.

Why Us?
Competence
You can relax with confidence knowing you are in good hands
Experience
High probability of successfully completing the transaction
Local experts
Excellent market knowledge of the area
Privacy
Our client’s data is entirely confidential and encrypted
Property standing
We give you advice about preparing your home to sale
What My Clients Say
Tina Lowe
She is the best, she took care of us in a time of need with my father passing and in the middle of the sale of his home. She took charge and got my fathers home sold for a fair price. I would recommend her to anyone.. She works hard and fast to make sure you get a fair and honest sale.read more testimonials
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